Saving is like collecting things for later. There are two main ways to save money: you can keep it at home or put it in a bank account.....

Separate necessary and unnecessary expenses. Necessary expenses: those expenses that are almost impossible to refuse, are necessary to maintain your well-being and health (electricity, water, etc.), apartment rent (if you rent a house)....

Taking a loan is a big commitment related to meeting a certain need. It is important that you look for different alternatives, compare and choose the loan which best suits your needs and is favorable for you in terms of price: i.e. the costs that you will have to pay during the loan period.....

A budget is a plan you develop to decide how you will spend your money at certain period (every day, week, month, year) and this plan shows you: how much money you make and how you spend....