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Our Loan Products

Three tailored financing solutions designed to match your business growth journey

Choose Your Perfect Loan Product

From everyday business needs to premium financing solutions

Everyday Business Loan

Our flagship business loan product for everyday business needs

Loan Amount Up to 8M
Interest Rate 7%
Guarantors 2 Required
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Most Popular

Everyday Premium Loan

Enhanced loan for growing businesses with competitive rates

Loan Amount 8M - 15M
Interest Rate 5%
Requirement Everyday Loan First
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Everyday Supa Loan

Premium financing for established businesses with lowest rates

Loan Amount Above 15M
Interest Rate 4%
Guarantors 3 Required
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Everyday Business Loan

Our flagship business loan product designed to meet your everyday business needs

Maximum Amount

8M UGX

Interest Rate

7%

Loan Period

90 Days

Cash Collateral

20%

Fees & Charges

  • Application Fee As Applicable
  • Monitoring Fee 10,000 UGX
  • CLS 25%

Requirements

  • Home visit
  • Business visit
  • Proof of business ownership
  • Smart account
  • 2 loan guarantors

Everyday Premium Business Loan

Enhanced loan product for growing businesses ready for the next level

Loan Amount

8M - 15M

Interest Rate

5%

Loan Period

90 Days

Cash Collateral

20%

Fees & Charges

  • Application Fee 50,000 UGX
  • Monitoring Fee 30,000 UGX
  • CLS 32%

Requirements

  • Completed Everyday Loan (at least once)
  • Home visit
  • Manager's business visit report
  • Proof of business ownership
  • Capacity to pay demonstration
  • Smart account (mandatory)

Everyday Supa Business Loan

Premium financing solution for established businesses with the lowest interest rates

Loan Amount

Above 15M

Interest Rate

4%

Lowest Rate!

Loan Period

90 Days

Cash Collateral

20%

Fees & Charges

  • Application Fee No Fee
  • Processing Fee 150,000 UGX
  • Monitoring Fee 50,000 UGX
  • CLS 37%

Requirements

  • Premium Loan client (2 loan cycles)
  • Active Smart account (2 months)
  • Credit manager's appraisal report
  • 3 loan guarantors

Your Success is Our Mission

Join hundreds of businesses we've helped grow across Uganda

OnPoint Team Ready to Help

Trusted Partner

Over 1000+ satisfied clients

Our dedicated team of loan officers works closely with you to understand your business needs and provide tailored financial solutions.

Proven Results

Growing businesses since inception

We've helped businesses across various sectors grow through strategic financing and expert guidance.

Ready to Apply for a Loan?

Take the first step towards growing your business with OnPoint Micro Credit.

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